Showing posts with label Saving and Fixed Deposit. Show all posts
Showing posts with label Saving and Fixed Deposit. Show all posts

Thursday, June 12, 2014

Unit Trust – Private Retirement Scheme – PRS – Investment Consultant

Unit Trust Consultant 信托基金咨询顾问
Private Retirement Scheme (PRS) Consultant个人退休计划咨询
Investment Consultant 投资咨询
Batu Pahat, Johor, Malaysia. 峇株吧辖, 柔佛, 马来西亚。
Batu Pahat Investment Consultant 峇株吧辖投资咨询
Batu Pahat Unit Trust Consultation 峇株吧辖信托基金咨询
Batu Pahat Private Retirement Scheme (RPS) Consultation
峇株吧辖私人退休计划咨询
Batu Pahat Saving Plan 峇株吧辖储蓄计划
Batu Pahat Investment Partner 峇株吧辖投资伙伴
Address: 地址:
83000 Batu Pahat, Johor Malaysia.
Contact: 联络人:
Andy Chok Chin Fee 卓晋辉
FIMM No: P-009-0-00646
AFPM – Agency Supervisor
Tel:  +6 012 – 739 8866
Custom Sub-domain Short Link for This Page:http://www.PRS.effye.com
Products and Services: 产品及服务:
>>Unit Trust 信托基金
- Local Fund or Foreign Fund
**- Equity Fund 股票基金 Dana-dana Ekuiti
- Saving Fund 储蓄基金
- Growth Fund 成长基金
- Index Fund 指数基金
- Aggressive Growth Fund 飞跃成长基金
- Regular Saving Fund 定期储蓄基金
- Equity Fund 股票基金
- Focus Select Fund 特选基金
- Dividend Select Fund 精选股息基金
- Sector Select Fund 精选领域基金
- Select Alpha-30 Fund 精选 Alpha-30 基金
- Optimal Growth Fund 优质成长基金
- Ittikal Fund 益德基金
- Islamic Equity Fund 伊斯兰股票基金
- Islamic Dividend Fund 回教股息基金
- Islamic Sector Select Fund 回教精选领域基金
- Islamic Select Treasures Fund 回教财富精选基金
- Islamic Optimal Growth Fund 回教优质成长基金
- Islamic Select Enterprises Fund 回教精选企业基金
- etc.
**- Balanced Fund 平衡基金
**- Bond Fund 债卷基金 Dana-dana Bon
- Select Bond Fund 精选债卷基金
- Islamic Select Bond Fund 回教精选债卷基金
**- Fixed Income Fund 固定入息基金 Dana Pendapatan Tetap
- Islamic Income Fund 回教入息基金
**- Money Market Fund 货币市场基金 Dana Pasaran Wang
- Islamic Money Market Fund 回教货币市场基金
>> Private Retirement Scheme Planning (PRS) 私人退休计划
- Conventional Series
- Youth Incentive 青年奖励金
- Islamic and Non Islamic
- Tax Relief up to RM 3,000 税收减免高达 RM 3,000
>> EPF Members Investment Scheme
>> 雇员公积金会员投资计划
>> Skim Pelaburan Ahli KWSP
- Optimise your  EPF Savings
- 让您的雇员公积金储蓄发挥最大潜能
- Memaksimumkan Simpanan KWSP Anda
>> Educational Planning 教育计划
>> Saving Plan 储蓄计划
>> Mutual Life 人寿保险
>> Mutual Medicare (Medical Card) 医药卡
>> Will Writing 立遗嘱
>> Loan Application 贷款
>> Credit Card Application 信用卡申请
>> Investment Plan 投资计划
Career / Recruitment: 招募:
Please call Andy Chok   +6 012 – 739 8866
About Private Retirement Scheme (PRS) Youth Incentive
Recognising the need to cultivate a retirement savings culture amongst the younger demographics, the Government has announced that it will make a RM500 one-off contribution under the Private Retirement Scheme (PRS) Youth Incentive. This incentive aims to provide a head start for Malaysian youths between the ages of 20-30 years. It is effective 1 January 2014, for a period of five years from 2014 to 2018.
- Eligibility:
  • Malaysian.
  • Aged between 20 and 30, have not reached the age of 31 within any calendar year between 2014 and 2018.
  • Existing Private Pension Administrator (PPA) account holders or new members.
- The Incentive:
  • Member will be given a RM500 one-off contribution when he/she made gross contribution of RM1,000.
  • The criteria for the incentive:
    • The gross contribution of RM1,000 must be made by a Malaysian youth:-
      • aged between 20 and 30, have not reached the age of 31.
      • within one calendar year.
      • within the period of 2014 to 2018.
      • in a single PRS fund of a Provider.
  • Contributions can be made on a lump sum or staggered basis within the calendar year.
  • The incentive will be reinvested into the fund.
  • For contributions with more than one PRS fund, the incentive will be given to the fund that first reaches the gross contribution of RM1,000.
  • If contributions were made on the same date, the incentive will be equally divided among the funds.
- Note: Employers’ contributions are excluded from the incentive programme.
 
- How Would The Incentive Be Given?
  • Member will receive the RM500 in the form of units of the PRS fund(s) that the member has contributed the RM1,000.
  • The number of units is calculated based on the NAV per unit of the PRS fund(s) at the valuation point.
  • The Government’s RM500 one-off contribution will not be subject to PPA’s annual fee and Provider’s sales charge.
  • The RM500 is a ONE-OFF incentive, as such members will only receive it ONCE and not once every year.
  • The incentive is not eligible for tax relief.
- PRS Funds Available For The Incentive:
  • Provides 6 PRS funds which are categorized under Conventional Series and Shariah-based Series.
Conventional Series
Shariah-based Series
Age Group*
(under default option)
PRS Growth Fund
(PRS-GRF)
PRS Islamic Growth Fund (PRS-IGRF)
Age below 40
PRS Moderate Fund
(PRS-MDF)
PRS Islamic Moderate Fund (PRS-IMDF)
Age 40 to below 50
PRS Conservative Fund (PRS-CVF)
PRS Islamic Conservative Fund (PRS-ICVF)Age 50 and above
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Wednesday, June 11, 2014

MarCo Lee Kok Horng – AIA Insurance Life Planner

Malaysia, Batu Pahat AIA Insurance Agent 马来西亚 峇株吧辖 友邦保险代理
Malaysia, Batu Pahat Insurance Life Planner 马来西亚 峇株吧辖 寿险规划师
Malaysia, Batu Pahat Life & General Insurance 马来西亚 峇株吧辖 人寿及普通保险
Malaysia, Batu Pahat Retirement Fund 马来西亚 峇株吧辖 退休基金
Malaysia, Batu Pahat Protection Planning 马来西亚 峇株吧辖 收入保障计划
Address: 地址:
Wisma KHK, 141-B, Jalan Rugayah, 83000 Batu Pahat, Johor, Malaysia.
Contact: 联络:MarCo Lee  012-7750122
Custom Sub-domain Short Link for This Page:http://www.Marcolee.effye.com
Who Am I: 关于我:
- Taiwan Computer Science and Information Engineering 台湾资讯工程学系
- U-Link Investment Consultant - U-Link 投资顾问
- OSK Agency – Financial Planning & Wealth Management Consultancy
- OSK 代理处 – 财务策划资产管理询问中心
- Authorised Representative of AIA Bhd (790895-D) 友邦保险公司的授权代表
- Life Planner 寿险规划师
Products and Services: 产品及服务:
- Insurance Policy Analysis 保单分析
- Individual and Family Financial Planning 个人及家庭财务规划
- Individual and Family Risk Managemrent 个人及家庭风险管理及规划
- Setup Education Fund 设立教育基金
- Setup Retirement Fund 准备退休基金
- Risk Calculation and Solution Suggestion 风险计算及解决方案建议
- Kinds of Life and General Insurance Suggestion 各式人寿与普通保险计划
- Kinds of Investment & Saving Plan Suggestion 各式投资与储蓄建议
- Kinds of Financial Planning Suggestion 各式财务规划方式
- Kinds of Income Protection Planning Suggestion 各式收入保障计划
- Estate Distribution Planning 遗产分配规划
Why do I need life insurance?
Insurance serves as a financial safety net should something untoward happen to you. Insurance compensation will help your dependents to tide things over in a time when funds are low. From The AIA Life Matters survey, ONE among almost every five Malaysians stand to face serious financial difficulties within just 3 months if he or she is forced to stop work through illness or accident. This is where insurance plays an important role in providing an emergency fund.








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